Invoicing for Zambian businesses

Chasing payments is not your job.

Collekta sends the invoice, takes the payment by MTN MoMo or Airtel Money, files the tax side with ZRA, and drops the money straight into your own wallet. You get back to the work.

Get early access See how it works

Built in Zambia, for Zambian businesses. Kwacha first.

Ruth Banda, seamstress
Paid · K 850.00Mrs. Zulu · MTN MoMo · just now
MTN MoMo and Airtel Money built in Money lands in your own wallet ZRA Smart Invoice on every document Works on the phone you already have

The problems we solve

You know these three feelings.

Kondwani Phiri, barber

"I will pay you next week."

The work is done, the promise is made, and the follow-up calls begin. Weeks of chasing what you already earned.

Every invoice carries a pay button. Most get paid while you are still in the room.

Mary Tembo, caterer

The receipt book from 2019.

Carbon copies, torn pages, sums done twice on a phone calculator. It works, until a big client asks for a proper invoice.

Invoices and receipts that look like a big company sent them, from your phone, in a minute.

Chanda Mwila, consultant

That ZRA feeling.

The deadline you push away, the paperwork you are not sure about, the worry that something is missing.

Every invoice is filed with ZRA the moment you send it. The tax side simply keeps itself.

How it works

Three steps. No training needed.

If you can send a WhatsApp message, you can run Collekta.

1

Write the invoice

Pick the client, add the work, and the sums do themselves. VAT included, correctly, every time.

Bridal gown, fitting x3K 850.00
VAT 16%K 136.00
TotalK 986.00
2

Send it anywhere

WhatsApp, SMS, email, or a printed page with a QR code. The link opens for anyone, no app needed.

collekta.co/p/7Hx2kQCopy
Pay K 986.00 with MoMo
3

The money is yours

Your customer approves with their PIN. The money lands in your own MoMo or Airtel wallet, not ours. A receipt goes out by itself.

Paid · K 986.00Receipt sent
Your wallet···· 8840

Tax, handled

Stop worrying about ZRA. Seriously.

Collekta speaks to ZRA Smart Invoice for you. Every invoice you send is registered, signed and stamped with a QR code the moment it leaves your phone. No portal, no month-end panic, no guessing.

  • Your invoices count. VAT-registered clients can claim on a Collekta invoice, so bigger customers can say yes to you.
  • Anyone can verify. The QR on every invoice checks out on ZRA's own website.
  • Nothing extra to learn. You send invoices like always. The filing happens underneath.
ZRA
SMART
INVOICE

Verified on every document

Signed, numbered and QR-stamped through ZRA Smart Invoice, automatically.

InvoiceINV-0044
ZRA signatureSDC · 9F3K2A
VerifyScan the QR, see it on zra.org.zm

Businesses like yours

From the salon chair to the site office.

"The client pays before he leaves the chair. I have stopped chasing anybody."

Kondwani Phiri · Sharp Line Barbershop, Chilenje

"A school asked for a proper VAT invoice. I sent one in two minutes and won the contract."

Mary Tembo · Tembo Catering, Kalingalinga

"ZRA used to eat my Sundays. Now the filing has already happened by the time I think of it."

Chanda Mwila · CM Advisory, Cairo Road

Early access

Do the work. We will collect.

Leave your email and be first in when Collekta opens. One message when we launch, nothing else.

No spam. One message when we launch in your area.